Discover - How it works
Discover How Smart Financial Planning Starts Here
See how our AI-powered system guides you from raw data to real financial clarity – in just a few steps.
How It Works? Process flow
Step-by-Step Flow: A comprehensive guide that breaks down each phase into steps for a clearer and enjoyable investment journey.
What You Provide Us
You will share your financial details with us, which form the foundation for calculating your Financial Score. This score helps us build a personalized financial plan that guides your journey toward financial freedom.
Stay informed with the latest insights, strategies, and updates to keep your financial life on track.
- Income: Salaries, incentives, bonuses, dividends, etc.
- Expenses: Rent, fuel, groceries, utilities, etc.
- Loans: Home, vehicle, personal, education, and others.
- Assets: Mutual funds, fixed deposits, gold, real estate, etc.
- Goals: Retirement, child’s education, home purchase, vacations, etc.
Inputs options supported :
- Manual entry (type-in)
- File upload (documents, spreadsheets)
- Coming soon: API sync with banks for seamless data import
🔒 Your Privacy & Security:
- Bank-grade encryption (AES-256 & TLS): to protect your details in transit and at rest
- Zero-knowledge architecture: your raw data remains private — we only use it to generate encrypted insights
- Full compliance with Indian regulations: (RBI, SEBI, IRDAI, Data Protection Act 2023)
- Your control always: you decide what to share, update, or remove
Trust us to keep your data safe, secure, and confidential—always.
Smart Data Analysis
By securely sharing your financial information, our tool analyses your data in depth. This analysis is crucial for calculating your Financial Score and building a personalized financial plan that works for you.
What tools does for you :
- Calculates net savings: Net savings, expenses, and debt levels
- Generates parameter scores: Clear ratings across critical financial areas
- Detects hidden leakages: Spots unnoticed overspending or inefficiencies
- Benchmarks performance: Compares your current values against ideal standards
Result: A data-driven foundation for smarter financial decisions and long-term growth.
Your Financial Score & Health Report
By securely sharing your financial details, our app generates a comprehensive assessment of your financial health. This evaluation powers your personalized Financial Score, helping us craft a tailored financial plan just for you.
Your score is calculated across 7 key financial areas:
- Liquidity: Your ability to handle short-term needs and emergencies
- Stability: Balance between income, expenses, and savings consistency
- Growth Potential: Scope for wealth creation through investments
- Debt Burden: EMI and loan obligations vs. repayment capacity
- Insurance: Protection through health, life, and asset coverage
Get a clear, data-driven snapshot of where you stand—and actionable steps to move forward.
Instant Insights + Smart Recommendations
By sharing your financial details, our app quickly analyses your data and calculates your Financial Score. This allows us to deliver personalized insights and actionable recommendations that help you stay on track.
- Fix overspending habits: Identify and control unnecessary expenses
- Improve your debt ratio: Manage EMIs and loans more effectively
- Plan for upcoming financial goals: Retirement, education, vacations, or wealth milestones
- Spot investment gaps: Ensure your money is working harder for you
Result: A clear roadmap to optimize spending, reduce risks, and grow wealth with confidence.
Ongoing Monitoring & Alerts
Share your financial information once, and we will continuously track your key metrics—sending personalized updates to keep your finances on track.
- Periodic review reminders: Monthly/quarterly nudges to rebalance and optimize
- 90-day financial check-up: Snapshot of score changes, risks, and next steps
- (Future Upgrade) Real-time alerts: EMIs due, low balance, budget breaches, unusual spend
Stay proactive—not reactive—with timely signals that protect your money and grow your wealth.
Smarter Tools for Smarter Wealth
Discover the powerful capabilities that make Elevaite Captum your all-in-one platform for tracking, planning, and growing your wealth—backed by smart automation and real-time insights.
AI-Powered Score
Get a comprehensive overview of your financial health in just 60 seconds.
Smart Expense Tracker
Uncover hidden spending leaks and avoid unnecessary expenses.
Goal Planner
Roadmaps tailored to help you reach your dreams.
Product Suggester
Find investment options aligned with your goals.
Secure Platform
Bank-level encryption to protect your data.
Human Support
Talk to advisors whenever you need guidance.
Our users don’t just manage wealth—they grow it.
Check out how our users have made smarter investment decisions that empowered them to grow, manage and maximize their wealth with confidence.
I never knew I was overspending by 22% every month!
WMS truly helped me buy freedom from a toxic relationship, the flexibility to spend time with my kids, and the ability to pursue my biggest dreams.
This is the financial clarity I wish I had 10 years ago
WMS has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.
I slayed $30K of debt, reclaimed my freedom, and now I'm living wild and free.
I now live a life of empowered spending and am headed for an early retirement, knowing I'll never have to compromise my values for a paycheck.
The AI-powered insights
have transformed how I approach money.
Saved for my dream home
in just 18 months.
Frequently Asked Questions
Frequently Asked Questions (FAQ)
Have questions about how Elevaite Captum can help you manage and grow your wealth? Our FAQ section covers everything from features and security to pricing and performance—so you can make an informed decision with confidence.
Elevaite Captum is our smart platform that helps you track, plan, and optimize your finances. It brings together your income, expenses, loans, assets, and goals into one unified dashboard, and uses AI to provide personalized insights, recommendations, and alerts—so you can make smarter financial decisions and grow your wealth with confidence.
Your Financial Score is calculated using 5 Key areas:
• Liquidity (short-term readiness)
• Stability (income vs. expenses balance)
• Growth Potential (investments & wealth creation)
• Debt Burden (loan/EMI obligations)
• Insurance (coverage for health, life, assets)
By analysing your financial inputs, the app generates a score that reflects your financial health and highlights areas to improve.
Yes, you can start with our Free plan to calculate your score and access basic insights. For advanced features like in-depth recommendations, goal tracking, and premium alerts, you can upgrade to Pro Or Pro+(upcoming plans) at affordable subscription rates.
Getting started is simple. You will just need to provide basic financial information such as:
• Income details (salary, incentives, dividends)
• Expenses (rent, groceries, bills, etc.)
• Loans (home, vehicle, personal)
• Assets (mutual funds, deposits, gold, etc.)
• Goals (retirement, home purchase, education, etc.)
Once entered, the app instantly calculates your Financial Score and generates a personalized report.
Your data is 100% private and secure.
• Encrypted with bank-grade AES-256 security
• Processed under zero-knowledge architecture (we cannot see your raw data)
• Fully compliant with Indian data-privacy laws (RBI, SEBI, IRDAI, Data Protection Act 2023)
You remain in full control—only you decide what to share, update, or delete.
You can upgrade anytime within the app:
• Go to Membership
• Choose Pro or Pro+(upcoming) plan
• Complete payment securely via UPI, debit/credit card, Or net banking
Once upgraded, premium features unlock instantly.
We are here to help you:
• Email: support@elevaitecaptum.com
• Phone: +91 7416050055/7416150055 (Mon–Fri, 10 AM – 6 PM IST)
• In-App Help: FAQs, guides, and chat support
• Community & Resources: Access blogs, calculators, and learning content
